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Or maybe you left a little money in the checking account to be safe, and forgot about it.Perhaps a relative died and the insurance company took a while to send the check for the proceeds of the life insurance policy.So how can you find out if there's money waiting for you? If you think there might be unclaimed property that belongs to you, call or write to the unclaimed property office in each state in which you or your deceased relatives have ever lived.A list of the addresses of state unclaimed property offices appears below.New Jersey, 379 US 674, 1965), the unclaimed property is returned to the state of the property owner's last known address.
Unfortunately, many states only advertise the new additions to their files. Abandoned property has been reunited with its rightful owners 30, 40, and even 50 years after it was turned over to the state.Or the life insurance company may have undergone demutualization and was unable to find a current address for the policyholder.To prevent your property from getting lost, you should keep an up-to-date list of all your family's assets, including bank accounts, certificates of deposit, mortgage escrow accounts, retirement accounts (IRA, Keogh, and 401(k)), layaways, stocks, bonds, mutual funds, life insurance policies, security deposits, and safe deposit boxes.If a tracer tells you there's money waiting for you, you can call the state yourself and get the money without having to pay anybody anything. If the tracer is unwilling to tell you which state has the unclaimed property, try calling or writing each of the states listed below.Start first with the states in which you've lived, and the states in which your deceased relatives lived.